Xtra Savings

Verified: October 2026 — against official programme terms

What Is Xtra Savings?

Xtra Savings is the Shoprite Group's free loyalty card — swipe it at Shoprite, Checkers, Usave or LiquorShop and you get instant discounts on marked products, right there at the till. No points, no waiting, no complexity. Discounts range from 10% to 40% off on everyday groceries. For a household spending R3,000–5,000/month at Shoprite or Checkers, that translates to roughly R100–R400/month in real savings, depending on how many deals you actually buy.

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Is Xtra Savings Worth It?

Without effort: Just swipe your card at every shop without checking deals → R50–R100/month in savings (R600–R1,200/year)
With the 3 moves: Check deals beforehand, hit the personalised offers, maintain your funeral benefit → R150–R400/month (R1,800–R4,800/year)

Recent changes: The programme now has 35.1 million members and saved shoppers R9.7 billion in the last six months alone. Sixty60 delivery is now available via web browser, not just the app. Xtra Savings won Best Retail Loyalty Programme at the SA Loyalty Awards for the fifth year running.

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How Does Xtra Savings Work?

Where it works: Shoprite, Checkers, Checkers Hyper, Usave, LiquorShop — nationwide. Same card across all stores, but each brand has its own set of deals.

What you earn: Instant rand-off discounts on marked Xtra Savings products. No points. Savings show on your till slip immediately.

How you get it back: Automatically — the discount is deducted at the till when you swipe. Nothing to redeem later.

What it costs: Free. Always has been.

How to sign up: Grab a card at any till or Money Market counter, then register in under 60 seconds via WhatsApp (087 240 5709), USSD (134569*CARDNUMBER#), or the website. You can scan your card into SuperCards via screenshot after registration.

Member perks: Free monthly funeral benefit worth R4,500 (grocery voucher for your nominated beneficiary, underwritten by Outsurance — requires 4 swipes on 4 different days, R100 minimum each). R1 back per shop when you bring a reusable Planet Bag. Swipe for Good donates R3 to your chosen charity for every 10 swipes.

Good to know: If you forget your card, WhatsApp 087 240 5709 and retrieve your digital card barcode instantly — or keep it in SuperCards so it's always one tap away. Savings cannot be applied retroactively. If you don't swipe, you pay full price.

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How to Get the Most From Xtra Savings

1. Check the deals before you shop — every time

WhatsApp 087 240 5709 and type "Xtra Savings" to see the current deals leaflet. It takes 2 minutes and lets you plan your shopping list around discounted items. The difference between passively swiping and deliberately buying what's on deal is the difference between R50 and R300+ in monthly savings. Deals rotate weekly, so check before every major shop.

2. Never shop without swiping

This sounds obvious, but it's the most common mistake. No swipe = no discount, and there's no way to claim it afterwards. Keep your card handy or retrieve the digital version via WhatsApp so you always have it. Many products in-store now have two prices — the regular price and the Xtra Savings price — and the gap can be 20–40%.

3. Opt into the funeral benefit — it's free money

If you shop at Shoprite at least 4 times a month (R100+ per visit), you automatically qualify for R4,500 in grocery cover for your nominated beneficiary. No forms, no medical checks, no cost. Opt in via WhatsApp or USSD and nominate a beneficiary. Most Shoprite regulars already meet the 4-swipe threshold without trying.

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How to Use Xtra Savings Discounts

Instant till discount — The only redemption method, and it's the best possible one. Savings are applied automatically when you swipe. No minimum, no hassle.

Funeral benefit payout — R4,500 grocery voucher via SMS to your beneficiary. Genuine financial safety net at zero cost.

There's a paid subscription that stacks an additional 10% off on top of your Xtra Savings deals — see Pro Tips below.

Not swiping at all — You're paying full price on products that have a lower Xtra Savings price. This is leaving money on the counter.

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Xtra Savings — What to Watch Out For

• No swipe, no savings. Discounts are not applied retroactively. If you forgot your card, WhatsApp 087 240 5709 to get a digital barcode before you reach the till.
• Funeral benefit lapses monthly. You must swipe 4 times on 4 different days (R100+ each) every single month to stay covered. Miss a month and you're uninsured the next.
• Deals are store-specific. Your card works at both Shoprite and Checkers, but the actual discounted products differ by brand. Don't assume a Shoprite deal is available at Checkers.
• Card sharing is against the rules. Each card is personal. Household members should each get their own card — it's free.

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When to Skip Xtra Savings

• You don't shop at Shoprite, Checkers, or Usave. The card has zero value outside the Shoprite Group. If you mainly shop at Woolworths or Pick n Pay, their programmes serve you better.
• You shop at these stores but spend under R500/month. Your savings would be negligible. The card is free so there's no harm, but don't expect meaningful returns.
• You already comparison-shop aggressively across retailers. If you buy each item wherever it's cheapest, the Xtra Savings deals may not always beat competitor prices.

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Xtra Savings Quick Reference

As of October 2026