Checkers Xtra Savings

In this guide

What Is Checkers Xtra Savings?

Xtra Savings is South Africa's largest grocery loyalty programme — swipe your free card at Checkers, Checkers Hyper, or Shoprite and get instant discounts on over 1,000 marked products every month. There are no points to collect or redeem. The savings hit your till slip immediately, ranging from a few rand to 40% off selected items. It costs nothing, takes two minutes to sign up, and realistic savings for an active shopper sit between R1,500 and R5,000 per year depending on how much you spend and how strategically you shop.

When Is Checkers Xtra Savings Worth It?

Without effort: Swipe your card on a R3,000/month grocery spend and save roughly R1,500–R2,000/year on marked items alone.
With the 3 moves: Check your personalised offers and time bigger shops around promotions — realistically R3,000–R5,000/year.

Recent changes: Several major South African banks now offer rewards that stack on top of Xtra Savings discounts — up to 30–40% back when you pay with qualifying bank cards. A health-focused rewards partnership (since late 2024) adds up to 25% back on healthy items. The programme now has 33.7 million members and was named South Africa's Best Retail Loyalty Programme for the fifth year running.

How It Works

Where it works: Checkers, Checkers Hyper, Shoprite, Shoprite Hyper, and online via Sixty60. Your one card works across all of these.

What you save: Instant discounts on 1,000+ products per month — typically 5–40% off marked items. No points, no accumulation, no conversion maths.

How you get it back: Automatically at the till. Swipe your card and the discounts appear on your slip. Nothing to claim later.

What it costs: Free. Always has been. There's also Xtra Savings Plus (R99/month) for heavy Sixty60 users — unlimited free deliveries (min R350 spend), 10% extra in-store (capped at R200/month), and double the personalised offers.

How to sign up: Grab a free card at any Checkers or Shoprite till, then register via the Checkers website, WhatsApp (087 240 5385), or USSD (134885*CARDNUMBER#). Digital card available immediately. You can scan your card into SuperCards via screenshot after registration.

Member perks: Personalised "Offers Just For You" based on your shopping history, loaded directly to your card. Birthday surprises. VIP previews of promotions like Black Friday. Automatic entry into competitions.

Good to know: Discounts cannot be applied retroactively — if you forget to swipe, you pay full price with no recourse. Store your card in SuperCards so it's always one tap away.

The 3 Moves That Actually Matter

1. Never shop without swiping — not even once

This sounds obvious, but it's the single biggest source of lost savings. Checkers will not apply discounts after the fact. Every shop without a swipe is full-price shopping with a discount card in your pocket. Keep your Xtra Savings card handy so you never have to fumble through your wallet. If you're already at the till without your card, WhatsApp Checkers on 087 240 5385 to retrieve your digital card on the spot.

2. Check your personalised offers before big shops

Your "Offers Just For You" are tailored to products you actually buy and update regularly. They're auto-loaded to your card, but glancing at them before a bigger shop helps you plan what to stock up on. The more you shop, the better the offers become. If you have Xtra Savings Plus, you get double the personalised offers.

3. Use the same card at Shoprite — it works there too

Many members don't realise their Xtra Savings card works at both Checkers and Shoprite (plus their Hyper variants). The specific deals differ between the two, but one card covers the entire Shoprite Group. If you shop at both chains, you're doubling the range of discounts available to you without doing anything extra.

Get Your Savings (Best to Worst)

Instant till discount — The standard and best way. Swipe, save, done. No waiting, no redemption hassle.

Personalised offers — Extra savings on top of the shelf discounts, auto-applied at the till. Check the Checkers website regularly for what's loaded to your card.

There are ways to stack banking rewards on top of your Xtra Savings discounts for dramatically higher returns — see Pro Tips below.

Spin2Win game — Community reports suggest payout rates have dropped significantly since launch. Treat it as a free lottery, not a savings strategy.

Watch Out For

  • No retrospective discounts. Forget to swipe and the savings are gone permanently. This is the most common mistake.
  • Xtra Savings Plus auto-renews at R99/month. Benefits don't roll over between billing cycles. Cancel if you stop using Sixty60 regularly.
  • The 10% Plus discount has conditions. Minimum R100 spend, capped at R200 savings, cannot be combined with Black Friday or Xtra Xtra Weekend promotions.
  • Not all Checkers stores carry all Xtra Savings products. Deals vary by region and store size — Checkers Hyper typically has the widest selection.

When to Skip Checkers Xtra Savings

  • You never shop at Checkers or Shoprite. The programme only works at Shoprite Group stores. If your groceries come from Woolworths or Pick n Pay, their loyalty programmes will serve you better.
  • You're looking for a points programme. If you want to accumulate and redeem points for flights, vouchers, or cashback to your bank account, Xtra Savings is not that. Look at Pick n Pay Smart Shopper or bank-linked programmes instead.
  • There's genuinely no reason NOT to sign up if you shop at Checkers or Shoprite even occasionally. It's free and there's no downside.

🔥 Pro Tips — For the Optimisation Nerds

Exclusive to SuperCards — free download

These insider strategies are available exclusively in the free SuperCards app.

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Quick Reference

CostFree (Plus: R99/month)
Core benefitInstant discounts on 1,000+ products per month
Effective savings3–8% on typical basket (up to 40% on selected items)
Validity / expirationNo points to expire — discounts are instant
Best savings opportunityPersonalised offers + banking reward stacking
Websitecheckers.co.za/xtra-savings

As of May 2026

Other programmes in South Africa

Clicks ClubCard
South Africa's most-used loyalty programme — 900+ Clicks stores, The Body Shop, Engen and 12+ partners; 2 % cashback (4 % above R600/month spend) on everyday health, beauty and pharmacy.
Pick n Pay Smart Shopper
Pick n Pay's free loyalty programme — 0.5 % base earn on every shop (in-store, online or on-demand delivery) plus personalised discounts and free Club bonuses; points spendable on groceries, airtime or utility bills.
Dis-Chem Better Rewards
Dis-Chem's free loyalty programme (300+ pharmacies + Baby City) — 10 % instant discount on 10,000+ products from 140+ brands; replaced points programme in October 2025 with immediate savings.
SPAR Rewards
Free SPAR Rewards card — member-exclusive pricing on hundreds of products across SPAR, SuperSPAR, KWIKSPAR and TOPS at SPAR nationwide; instant savings on marked items, no points.
WRewards (MyDifference)
Woolworths South Africa's loyalty programme (rebranded MyDifference) — points and Vitality integration on grocery, fashion and beauty purchases at Woolworths stores nationwide.
Xtra Savings
SA's largest rewards programme (33.7 million members) — instant member-exclusive discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40 % at the till.
Makro mCard
Free membership + rewards card for Makro warehouse-club (23 stores in SA) — required to shop in-store; mRewards as rand-value cashback on specific qualifying products into a digital mWallet.
Shell V+ Rewards
Shell South Africa's fuel loyalty (580+ Shell stations) — instant cashback on every litre plus 0.5 % on selected Shell Select items; under 1 % return but zero effort.
Virgin Active Rewards
Loyalty layer at SA's largest premium gym chain (136 clubs across SA, Botswana, Namibia, 634,000 members) — train 2x/week for free smoothies and supplements; Discovery Vitality up to 75 % back.
Spur Family Club
Loyalty programme for SA's biggest family restaurant chain (300+ Spur Steak Ranches) — 5 % back as points toward R50 meal vouchers plus free birthday meals and kids' perks.
MySchool MyVillage MyPlanet
SA's largest community fundraising programme — free card with retailer-funded donations (up to 1 % at Woolworths, plus Engen QuickShops) to a school, charity or environmental cause of choice; R1 billion+ raised since 1997.
Builders+
Free loyalty programme at SA's largest DIY/building materials chain Builders (100+ stores) — no points; 15 % welcome discount, 10 % birthday discount and early access to promotions.
Cotton On Perks
Free loyalty across Cotton On Group brands in SA (Cotton On, Body, Kids, Rubi, Typo, Factorie, Supre) — R75 voucher per R750 full-price spend (10 % return); sale items excluded.
Sasol Rewards
Free fuel loyalty at participating Sasol stations across SA — 30 points/litre (~30 cents) redeemable for fuel, convenience store or partner vouchers; ~1.5 % base, R430–720/year for typical drivers.
Edgars Thank U
Edgars' free loyalty programme — give your ID number at the till to earn points across all Edgars stores; 1 % effective cashback redeemable as Edgars vouchers.
Discovery Vitality
SA's biggest wellness-rewards programme (paid membership) — rewards exercise, healthy eating and health checks with discounts at Virgin Active, Woolworths, Checkers, Ster-Kinekor, BP and dozens more (R10k–30k/year for engaged members).
OK Count On!
Free loyalty card for OK Foods, OK Grocer, OK MiniMark and other OK franchises across SA and Namibia — rand cashback on selected branded products, spendable like cash at any participating OK store.
PNA COLOUR Rewards
Free loyalty programme from PNA (140+ stationery/art/books/office stores across SA and Namibia) — 1.5 % cashback on every purchase, accumulated as credit on future PNA purchases.
Boxer Rewards Club
Free loyalty programme for SA's largest discount supermarket chain — B Rewards on promoted products at Boxer Superstores, Boxer Build and Boxer Liquor; each B Reward = R1 redeemable at the till.
BP Rewards
bp Southern Africa's free loyalty programme — 20 cents/litre cashback at participating BP forecourts plus 1 % on bp Express convenience purchases; instant redemption for fuel or in-store.
TFG Rewards
SA's largest fashion retail loyalty — Foschini, Markham, Sportscene, Jet, @home and 20+ TFG brands; instant member-only discounts plus personalised vouchers and automatic competition entries (no points).
Xtra Savings
SA's largest rewards programme (33.7 million members) — instant member-exclusive discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40 % at the till.

Keep all your cards in one app

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