Xtra Savings

In this guide

What Is Xtra Savings?

Xtra Savings is South Africa's largest rewards programme — swipe your free card at Shoprite, Checkers, Usave, or LiquorShop and get instant discounts on selected products at the till. No points, no tiers, no complexity: member-exclusive prices apply automatically when you scan. With 33.7 million members and R16.5 billion saved collectively last financial year, it is genuinely mass-market — but individual savings are modest unless you shop strategically.

When Is Xtra Savings Worth It?

Without effort: Swipe your card on every grocery shop, buy whatever you normally would. Realistic savings: R40–R80/month (R500–R1,000/year) depending on how many Xtra Savings-marked products you happen to pick up.

With the 3 moves: Check deals before you shop, time bigger purchases around promotions, and link your card to Sixty60 for online specials. Realistic savings: R100–R250/month (R1,200–R3,000/year).

Recent changes: FNB eBucks dropped Shoprite and Checkers in March 2025. Standard Bank UCount Rewards stepped in from April 2025, offering up to 30% back in-store and 40% back on Sixty60 when you pay with a qualifying Standard Bank card — on top of Xtra Savings discounts. Absa Rewards followed in August 2025 with up to 30% cashback. Discovery Vitality members can earn up to 75% back in Discovery Miles on HealthyFood items at Checkers since September 2024.

How It Works

Where it works: Shoprite, Checkers, Checkers Hyper, Usave, LiquorShop, Petshop Science — plus Checkers Sixty60 and Shoprite Sixty60 for delivery.

What you save: Instant member-exclusive discounts of up to 40% off on selected products. No fixed percentage on everything — savings depend entirely on which products carry Xtra Savings deals that week.

How you get it: Automatic. Swipe your card at the till and discounts apply instantly. Your till slip shows exactly what you saved.

What it costs: Free. The optional Xtra Savings Plus subscription (R99/month) adds unlimited Sixty60 deliveries, 10% extra in-store discount (capped at R200/month), and double the personalised offers.

How to sign up: Grab a card at any till point or Money Market counter. Register in under 60 seconds via WhatsApp (087 240 5709), USSD, or the website. Card is usable immediately. You can scan your card into SuperCards via screenshot after registration.

Member perks: Free monthly funeral grocery benefit worth R4,500 (requires 4 qualifying swipes per month — details below). R1 back every time you shop with a Planet Bag. Personalised deals that improve over time based on your shopping habits.

Good to know: Xtra Savings is not a points programme. There is nothing to accumulate, nothing to redeem, nothing that expires. Discounts happen at the till or they do not. If you forget to swipe, you miss the deal — no retroactive credits. Keep your card in SuperCards so it is always one tap away.

The 3 Moves That Actually Matter

1. Check the Deals Before You Shop

Open your personalised deals via WhatsApp (087 240 5709) or the Shoprite website before heading to the store. Xtra Savings builds a profile based on your shopping habits, so your deals become more relevant over time. Scan the current leaflet for deep discounts you can plan your meals around. This is where the programme shifts from "nice to have" to genuinely useful — a few minutes of planning can turn a R50 monthly saving into R150+.

2. Never Forget to Swipe

The single most common mistake is leaving your card at home. No swipe, no savings — and there are no retroactive adjustments. If you forget the physical card, WhatsApp 087 240 5709 and type "My Xtra Savings Card" to pull up a digital version at the till. Even better: add it to SuperCards so your card is always ready when your phone is in your pocket.

If you ever order groceries via Checkers Sixty60 or Shoprite Sixty60, link your Xtra Savings card under "My Profile" in your Sixty60 account. Xtra Savings deals apply to delivery orders too — but only if your card is linked. Many members miss this because they think Xtra Savings is in-store only. During Xtra Xtra Weekend events, Sixty60 offers up to 60% off on selected items.

How You Save (Best to Least Useful)

Personalised deals on items you actually buy — the programme tracks your habits and tailors offers. The longer you swipe consistently, the better they get. This is where most real value sits.

Weekly Xtra Savings specials — visible on shelf tags and leaflets. Up to 40% off on marked products, applied automatically at the till.

Sixty60 Xtra Xtra Weekend events — periodic deep discounts on delivery orders. Worth checking if you already use the service.

There are ways to stack bank rewards on top of every Xtra Savings discount for significantly more value — see Pro Tips below.

Inflated "was" prices — some Xtra Savings deals advertise large rand savings from reference prices that may already be above market rate. Check unit prices on the shelf tag to compare properly.

Watch Out For

  • No swipe = no savings. Discounts cannot be applied after the fact. Always have your card ready — physically or digitally via WhatsApp or SuperCards.
  • Funeral benefit requires 4 qualifying swipes per month — on 4 different days, R100+ per swipe. You must opt in. Track your qualifying swipes via WhatsApp (087 240 5709 → Xtra Savings Funeral Benefit).
  • WhatsApp is the most reliable channel for pulling up your card and current deals if any digital channel hiccups.
  • Xtra Savings Plus only pays off if you use Sixty60 regularly. At R99/month, you need at least 3 deliveries per month to break even on the delivery fee savings alone. The 10% in-store discount is capped at R200 — decent, but not transformative.

When to Skip Xtra Savings

  • You already shop almost exclusively at Pick n Pay, Woolworths, or Spar. Each has its own loyalty programme. Xtra Savings only works within the Shoprite Group ecosystem — there are no external partners.
  • You want a points programme with guaranteed return on every rand. Xtra Savings offers discounts on selected items, not a fixed percentage back on total spend. If you want predictable cashback, a bank rewards programme may suit you better.
  • Your grocery spend is under R1,000/month at Shoprite or Checkers. Your actual savings will likely be under R30/month — still better than nothing for a free card, but not worth changing your shopping habits for.

🔥 Pro Tips — For the Optimisation Nerds

Exclusive to SuperCards — free download

These insider strategies are available exclusively in the free SuperCards app.

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Quick Reference

CostFree (Xtra Savings Plus: R99/month optional)
Core benefitInstant member-exclusive discounts on selected products
Effective savings~R500–R1,000/year (passive) / R1,200–R3,000/year (active)
CardPhysical + digital
Members33.7 million
Websiteshoprite.co.za/xtra-savings

As of May 2026

Other programmes in South Africa

Clicks ClubCard
South Africa's most-used loyalty programme — 900+ Clicks stores, The Body Shop, Engen and 12+ partners; 2 % cashback (4 % above R600/month spend) on everyday health, beauty and pharmacy.
Pick n Pay Smart Shopper
Pick n Pay's free loyalty programme — 0.5 % base earn on every shop (in-store, online or on-demand delivery) plus personalised discounts and free Club bonuses; points spendable on groceries, airtime or utility bills.
Checkers Xtra Savings
SA's largest grocery loyalty programme — instant discounts on 1,000+ marked products monthly at Checkers, Checkers Hyper and Shoprite; no points, savings hit the till slip immediately.
Dis-Chem Better Rewards
Dis-Chem's free loyalty programme (300+ pharmacies + Baby City) — 10 % instant discount on 10,000+ products from 140+ brands; replaced points programme in October 2025 with immediate savings.
SPAR Rewards
Free SPAR Rewards card — member-exclusive pricing on hundreds of products across SPAR, SuperSPAR, KWIKSPAR and TOPS at SPAR nationwide; instant savings on marked items, no points.
WRewards (MyDifference)
Woolworths South Africa's loyalty programme (rebranded MyDifference) — points and Vitality integration on grocery, fashion and beauty purchases at Woolworths stores nationwide.
Xtra Savings
SA's largest rewards programme (33.7 million members) — instant member-exclusive discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40 % at the till.
Makro mCard
Free membership + rewards card for Makro warehouse-club (23 stores in SA) — required to shop in-store; mRewards as rand-value cashback on specific qualifying products into a digital mWallet.
Shell V+ Rewards
Shell South Africa's fuel loyalty (580+ Shell stations) — instant cashback on every litre plus 0.5 % on selected Shell Select items; under 1 % return but zero effort.
Virgin Active Rewards
Loyalty layer at SA's largest premium gym chain (136 clubs across SA, Botswana, Namibia, 634,000 members) — train 2x/week for free smoothies and supplements; Discovery Vitality up to 75 % back.
Spur Family Club
Loyalty programme for SA's biggest family restaurant chain (300+ Spur Steak Ranches) — 5 % back as points toward R50 meal vouchers plus free birthday meals and kids' perks.
MySchool MyVillage MyPlanet
SA's largest community fundraising programme — free card with retailer-funded donations (up to 1 % at Woolworths, plus Engen QuickShops) to a school, charity or environmental cause of choice; R1 billion+ raised since 1997.
Builders+
Free loyalty programme at SA's largest DIY/building materials chain Builders (100+ stores) — no points; 15 % welcome discount, 10 % birthday discount and early access to promotions.
Cotton On Perks
Free loyalty across Cotton On Group brands in SA (Cotton On, Body, Kids, Rubi, Typo, Factorie, Supre) — R75 voucher per R750 full-price spend (10 % return); sale items excluded.
Sasol Rewards
Free fuel loyalty at participating Sasol stations across SA — 30 points/litre (~30 cents) redeemable for fuel, convenience store or partner vouchers; ~1.5 % base, R430–720/year for typical drivers.
Edgars Thank U
Edgars' free loyalty programme — give your ID number at the till to earn points across all Edgars stores; 1 % effective cashback redeemable as Edgars vouchers.
Discovery Vitality
SA's biggest wellness-rewards programme (paid membership) — rewards exercise, healthy eating and health checks with discounts at Virgin Active, Woolworths, Checkers, Ster-Kinekor, BP and dozens more (R10k–30k/year for engaged members).
OK Count On!
Free loyalty card for OK Foods, OK Grocer, OK MiniMark and other OK franchises across SA and Namibia — rand cashback on selected branded products, spendable like cash at any participating OK store.
PNA COLOUR Rewards
Free loyalty programme from PNA (140+ stationery/art/books/office stores across SA and Namibia) — 1.5 % cashback on every purchase, accumulated as credit on future PNA purchases.
Boxer Rewards Club
Free loyalty programme for SA's largest discount supermarket chain — B Rewards on promoted products at Boxer Superstores, Boxer Build and Boxer Liquor; each B Reward = R1 redeemable at the till.
BP Rewards
bp Southern Africa's free loyalty programme — 20 cents/litre cashback at participating BP forecourts plus 1 % on bp Express convenience purchases; instant redemption for fuel or in-store.
TFG Rewards
SA's largest fashion retail loyalty — Foschini, Markham, Sportscene, Jet, @home and 20+ TFG brands; instant member-only discounts plus personalised vouchers and automatic competition entries (no points).

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