Pick n Pay Smart Shopper

In this guide

What Is Smart Shopper?

Smart Shopper is Pick n Pay's free loyalty programme — swipe your card at the till and earn points on every shop, in-store, online, or via on-demand delivery. You can spend those points on groceries, airtime, data, or even utility bills. The base earn rate is a modest 0.5% back, but the real value sits in personalised discounts and free Club bonuses that can push savings meaningfully higher.

When Is Smart Shopper Worth It?

Without effort: R3,000/month at Pick n Pay, just scan your card → ~R180/year in points
With the 3 moves: Join Clubs, activate personalised discounts, play Smart Hopper → realistically R500–R800/year in combined points and instant savings

Recent changes: Pick n Pay merged its asap! delivery service and Smart Shopper into a single digital experience in late 2023. Pick n Pay Clothing was added in March 2026. The GoTyme/TymeBank double-points benefit at Pick n Pay ended on 31 March 2026, and GoTyme kiosks were pulled from PnP stores on the same date.

How It Works

Where it works: All Pick n Pay stores (supermarkets, Express, Liquor, Clothing, Home), BP fuel stations, Europcar, Netflorist, Planet Fitness.

What you earn: 1 point per R2 spent at Pick n Pay. At BP: 10 points per litre of fuel.

How you get it back: 100 points = R1. Spend at the till, online, on airtime/data, or on bill payments. All at the same rate.

What it costs: Free. Always has been.

How to sign up: Register on the Pick n Pay website in 2 minutes and get a digital card instantly. Physical cards also available in-store. You can even sign up via WhatsApp. You can scan your card into SuperCards via screenshot after registration.

Member perks: Join free Clubs (Wine, Coffee, Baby, Pet, Live Well) for 3x points on thousands of category products — turning 0.5% into 1.5% on those items. Club members also get exclusive event invites and discounts.

Good to know: You receive 3 personalised cash-off discounts every Thursday, based on your shopping history. Points appear immediately on your till slip in-store. If you forget to scan, points can't be added retroactively — keep your card in SuperCards so it's always ready.

The 3 Moves That Actually Matter

1. Join every free Club — instant 3x points

Open the Pick n Pay website, go to Clubs, and join all five (Wine, Coffee, Baby, Pet, Live Well). Each gives you triple points on all products in that category. Even if you only occasionally buy coffee beans or pet food, the 3x multiplier turns 0.5% into 1.5% on those items with zero ongoing effort.

2. Check your Thursday discounts before you shop

Every Thursday, you get 3 personalised instant cash-off deals based on what you actually buy. These are often R5–R20 off specific products. Check them on the Pick n Pay website before heading to the store, and plan your shop around what's discounted. Over a year, this adds up to R500+ in savings — significantly more than points alone.

3. Play Smart Hopper for free bonus vouchers

The Smart Hopper mini-game takes 2 minutes and unlocks daily bonus vouchers — 5x points on select products, cash-off deals, and BP fuel bonuses. It resets every Monday, so regular players can stack up to 7 vouchers per week. Most members don't know this exists.

Get Your Points Out (Best to Worst)

Spend at the till — 100 points = R1 off your groceries. Simple, full value, no minimum.

Pay bills or buy airtime/data — same rate, done through your Smart Shopper account. Especially useful if points are about to expire.

There are ways to stretch your points further than 0.5% — see Pro Tips below.

Letting points sit — R250m+ in Smart Shopper points go unclaimed every year. With a 12-month expiry, unused points simply vanish.

Watch Out For

  • Points expire after 12 months from the month earned, on a rolling basis. No activity-based reset — each batch has its own clock.
  • Forgetting to scan is irreversible. Points cannot be credited retroactively. Store your card digitally so you never miss a swipe.
  • The Store Account is a credit facility, not a savings tool. It charges 21% interest if you don't pay in full monthly. The double points do not offset interest costs.
  • 0.5% base rate is half what it was. Pick n Pay cut the earn rate from 1% to 0.5% in 2017. The personalised discounts are meant to compensate, but you have to actively use them.

When to Skip Smart Shopper

  • If you mainly shop at Checkers: Xtra Savings offers instant discounts of up to 25% on selected items — no points to track, no expiry to worry about. For most shoppers, the instant savings model delivers more noticeable value.
  • If you spend under R1,000/month at Pick n Pay: Your annual points return would be under R60. The personalised discounts help, but other programmes may reward you more.
  • If you don't engage with the programme: Smart Shopper's real value comes from Clubs, personalised discounts, and Smart Hopper — all of which require at least occasional engagement. Scan-and-forget yields only 0.5%.

🔥 Pro Tips — For the Optimisation Nerds

Exclusive to SuperCards — free download

These insider strategies are available exclusively in the free SuperCards app.

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Quick Reference

CostFree
Earn rate1 point per R2 spent (3x with Clubs)
Point value100 points = R1
Effective cashback0.5% (base) / 1.5% (Clubs) / 2%+ (with Pro Tips)
Points expire12 months from date earned, rolling monthly
Best redemptionSpend at the till or on bills/airtime through your account
Websitepnp.co.za/smart-shopper

As of May 2026

Other programmes in South Africa

Clicks ClubCard
South Africa's most-used loyalty programme — 900+ Clicks stores, The Body Shop, Engen and 12+ partners; 2 % cashback (4 % above R600/month spend) on everyday health, beauty and pharmacy.
Checkers Xtra Savings
SA's largest grocery loyalty programme — instant discounts on 1,000+ marked products monthly at Checkers, Checkers Hyper and Shoprite; no points, savings hit the till slip immediately.
Dis-Chem Better Rewards
Dis-Chem's free loyalty programme (300+ pharmacies + Baby City) — 10 % instant discount on 10,000+ products from 140+ brands; replaced points programme in October 2025 with immediate savings.
SPAR Rewards
Free SPAR Rewards card — member-exclusive pricing on hundreds of products across SPAR, SuperSPAR, KWIKSPAR and TOPS at SPAR nationwide; instant savings on marked items, no points.
WRewards (MyDifference)
Woolworths South Africa's loyalty programme (rebranded MyDifference) — points and Vitality integration on grocery, fashion and beauty purchases at Woolworths stores nationwide.
Xtra Savings
SA's largest rewards programme (33.7 million members) — instant member-exclusive discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40 % at the till.
Makro mCard
Free membership + rewards card for Makro warehouse-club (23 stores in SA) — required to shop in-store; mRewards as rand-value cashback on specific qualifying products into a digital mWallet.
Shell V+ Rewards
Shell South Africa's fuel loyalty (580+ Shell stations) — instant cashback on every litre plus 0.5 % on selected Shell Select items; under 1 % return but zero effort.
Virgin Active Rewards
Loyalty layer at SA's largest premium gym chain (136 clubs across SA, Botswana, Namibia, 634,000 members) — train 2x/week for free smoothies and supplements; Discovery Vitality up to 75 % back.
Spur Family Club
Loyalty programme for SA's biggest family restaurant chain (300+ Spur Steak Ranches) — 5 % back as points toward R50 meal vouchers plus free birthday meals and kids' perks.
MySchool MyVillage MyPlanet
SA's largest community fundraising programme — free card with retailer-funded donations (up to 1 % at Woolworths, plus Engen QuickShops) to a school, charity or environmental cause of choice; R1 billion+ raised since 1997.
Builders+
Free loyalty programme at SA's largest DIY/building materials chain Builders (100+ stores) — no points; 15 % welcome discount, 10 % birthday discount and early access to promotions.
Cotton On Perks
Free loyalty across Cotton On Group brands in SA (Cotton On, Body, Kids, Rubi, Typo, Factorie, Supre) — R75 voucher per R750 full-price spend (10 % return); sale items excluded.
Sasol Rewards
Free fuel loyalty at participating Sasol stations across SA — 30 points/litre (~30 cents) redeemable for fuel, convenience store or partner vouchers; ~1.5 % base, R430–720/year for typical drivers.
Edgars Thank U
Edgars' free loyalty programme — give your ID number at the till to earn points across all Edgars stores; 1 % effective cashback redeemable as Edgars vouchers.
Discovery Vitality
SA's biggest wellness-rewards programme (paid membership) — rewards exercise, healthy eating and health checks with discounts at Virgin Active, Woolworths, Checkers, Ster-Kinekor, BP and dozens more (R10k–30k/year for engaged members).
OK Count On!
Free loyalty card for OK Foods, OK Grocer, OK MiniMark and other OK franchises across SA and Namibia — rand cashback on selected branded products, spendable like cash at any participating OK store.
PNA COLOUR Rewards
Free loyalty programme from PNA (140+ stationery/art/books/office stores across SA and Namibia) — 1.5 % cashback on every purchase, accumulated as credit on future PNA purchases.
Boxer Rewards Club
Free loyalty programme for SA's largest discount supermarket chain — B Rewards on promoted products at Boxer Superstores, Boxer Build and Boxer Liquor; each B Reward = R1 redeemable at the till.
BP Rewards
bp Southern Africa's free loyalty programme — 20 cents/litre cashback at participating BP forecourts plus 1 % on bp Express convenience purchases; instant redemption for fuel or in-store.
TFG Rewards
SA's largest fashion retail loyalty — Foschini, Markham, Sportscene, Jet, @home and 20+ TFG brands; instant member-only discounts plus personalised vouchers and automatic competition entries (no points).
Xtra Savings
SA's largest rewards programme (33.7 million members) — instant member-exclusive discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40 % at the till.

Keep all your cards in one app

Add your loyalty cards to SuperCards and never forget to scan.

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