Most Popular Loyalty Programmes in South Africa
Honest, independent guides — how each programme works, what it’s worth, and how to maximise value
Clicks ClubCardSouth Africa's most-used loyalty programme — 900+ Clicks stores, The Body Shop, Engen and 12+ partners; 2% cashback (4% above R600/month spend) on everyday health, beauty and pharmacy.
Pick n Pay Smart ShopperPick n Pay's free loyalty programme — 0.5% base earn on every shop (in-store, online or on-demand) plus personalised discounts and free Club bonuses; points spendable on groceries, airtime or bills.
Checkers Xtra SavingsInstant discounts on 1,000+ marked products monthly at Checkers, Checkers Hyper and Shoprite in SA's largest grocery loyalty programme; no points, savings hit the till slip immediately.
Dis-Chem Better RewardsDis-Chem's free loyalty programme (300+ pharmacies + Baby City) — 10% instant discount on 10,000+ products from 140+ brands; replaced points programme in October 2025 with immediate savings.
SPAR RewardsSPAR Rewards is a free card: member-exclusive pricing on hundreds of products across SPAR, SuperSPAR, KWIKSPAR and TOPS at SPAR nationwide; instant savings on marked items, no points.
WRewards (MyDifference)Woolworths SA's loyalty programme (rebranded MyDifference) — no points: instant savings up to 20% on marked items, personalised vouchers and cashback in the higher tiers (Loyal, Ambassador, VIP).
Xtra SavingsShoprite's rewards programme with 35.1 million members — instant member discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40% at the till.
Makro mCardMakro, SA's warehouse-club retailer (23 stores), requires its free mCard to shop in-store; mRewards add rand-value cashback on specific qualifying products to a digital mWallet.
Shell V+ RewardsShell South Africa's fuel loyalty (580+ Shell stations) — instant cashback on every litre plus 0.5% on selected Shell Select items; under 1% return but zero effort.
Virgin Active RewardsLoyalty layer at SA's largest premium gym chain (136 clubs across SA, Botswana, Namibia, 634,000 members) — train 2x/week for free smoothies and supplements; Discovery Vitality up to 75% back.
Spur Family ClubLoyalty programme for SA's biggest family restaurant chain (300+ Spur Steak Ranches) — 5% back as points toward R50 meal vouchers plus free birthday meals and kids' perks.
MySchool MyVillage MyPlanetRetailer-funded donations (up to 1% at Woolworths, plus Engen QuickShops) to a school, charity or cause via a free card of SA's largest community fundraising programme; R1 billion+ raised since 1997.
Builders+No points at Builders (100+ stores), SA's largest DIY/building materials chain, but a free programme with a 15% welcome discount, 10% birthday discount and early access to promotions.
Cotton On PerksR75 voucher per R750 full-price spend (10% return) across Cotton On Group brands in SA (Cotton On, Body, Kids, Rubi, Typo, Factorie, Supre); free to join, sale items excluded.
Sasol Rewards30 points/litre (~30 cents) at participating Sasol stations across SA, redeemable for fuel, convenience store or partner vouchers: free fuel loyalty, ~1.5% base, R430–720/year for typical drivers.
Edgars Thank UEdgars' free loyalty programme — give your ID number at the till to earn points across all Edgars stores; 1% effective cashback redeemable as Edgars vouchers.
Discovery VitalitySA's biggest wellness-rewards programme (paid) — rewards exercise, healthy eating and health checks with discounts at Virgin Active, Woolworths, Checkers, BP and more (R10k–30k/year if engaged).
OK Count On!Rand cashback on selected branded products at OK Foods, OK Grocer, OK MiniMark and other OK franchises across SA and Namibia, spendable like cash at any participating OK store; the card is free.
PNA COLOUR Rewards1% cashback on every purchase at PNA (140+ stationery/art/books/office stores across SA and Namibia), accumulated as credit on future PNA purchases; free to join.
Boxer Rewards ClubB Rewards on promoted products at Boxer, SA's largest discount supermarket chain (Boxer Superstores, Boxer Build and Boxer Liquor); each B Reward = R1 redeemable at the till. Free to join.
BP Rewardsbp Southern Africa's free loyalty programme — 20 cents/litre cashback at participating BP forecourts plus 1% on bp Express convenience purchases; instant redemption for fuel or in-store.
TFG RewardsFoschini, Markham, Sportscene, Jet, @home and 20+ TFG brands in SA's largest fashion retail loyalty: instant member discounts, personalised vouchers and automatic competition entries (no points).
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