Most Popular Loyalty Programmes in South Africa

Honest, independent guides — how each programme works, what it’s worth, and how to maximise value

Clicks ClubCard
South Africa's most-used loyalty programme — 900+ Clicks stores, The Body Shop, Engen and 12+ partners; 2 % cashback (4 % above R600/month spend) on everyday health, beauty and pharmacy.
Pick n Pay Smart Shopper
Pick n Pay's free loyalty programme — 0.5 % base earn on every shop (in-store, online or on-demand delivery) plus personalised discounts and free Club bonuses; points spendable on groceries, airtime or utility bills.
Checkers Xtra Savings
SA's largest grocery loyalty programme — instant discounts on 1,000+ marked products monthly at Checkers, Checkers Hyper and Shoprite; no points, savings hit the till slip immediately.
Dis-Chem Better Rewards
Dis-Chem's free loyalty programme (300+ pharmacies + Baby City) — 10 % instant discount on 10,000+ products from 140+ brands; replaced points programme in October 2025 with immediate savings.
SPAR Rewards
Free SPAR Rewards card — member-exclusive pricing on hundreds of products across SPAR, SuperSPAR, KWIKSPAR and TOPS at SPAR nationwide; instant savings on marked items, no points.
WRewards (MyDifference)
Woolworths South Africa's loyalty programme (rebranded MyDifference) — points and Vitality integration on grocery, fashion and beauty purchases at Woolworths stores nationwide.
Xtra Savings
SA's largest rewards programme (33.7 million members) — instant member-exclusive discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40 % at the till.
Makro mCard
Free membership + rewards card for Makro warehouse-club (23 stores in SA) — required to shop in-store; mRewards as rand-value cashback on specific qualifying products into a digital mWallet.
Shell V+ Rewards
Shell South Africa's fuel loyalty (580+ Shell stations) — instant cashback on every litre plus 0.5 % on selected Shell Select items; under 1 % return but zero effort.
Virgin Active Rewards
Loyalty layer at SA's largest premium gym chain (136 clubs across SA, Botswana, Namibia, 634,000 members) — train 2x/week for free smoothies and supplements; Discovery Vitality up to 75 % back.
Spur Family Club
Loyalty programme for SA's biggest family restaurant chain (300+ Spur Steak Ranches) — 5 % back as points toward R50 meal vouchers plus free birthday meals and kids' perks.
MySchool MyVillage MyPlanet
SA's largest community fundraising programme — free card with retailer-funded donations (up to 1 % at Woolworths, plus Engen QuickShops) to a school, charity or environmental cause of choice; R1 billion+ raised since 1997.
Builders+
Free loyalty programme at SA's largest DIY/building materials chain Builders (100+ stores) — no points; 15 % welcome discount, 10 % birthday discount and early access to promotions.
Cotton On Perks
Free loyalty across Cotton On Group brands in SA (Cotton On, Body, Kids, Rubi, Typo, Factorie, Supre) — R75 voucher per R750 full-price spend (10 % return); sale items excluded.
Sasol Rewards
Free fuel loyalty at participating Sasol stations across SA — 30 points/litre (~30 cents) redeemable for fuel, convenience store or partner vouchers; ~1.5 % base, R430–720/year for typical drivers.
Edgars Thank U
Edgars' free loyalty programme — give your ID number at the till to earn points across all Edgars stores; 1 % effective cashback redeemable as Edgars vouchers.
Discovery Vitality
SA's biggest wellness-rewards programme (paid membership) — rewards exercise, healthy eating and health checks with discounts at Virgin Active, Woolworths, Checkers, Ster-Kinekor, BP and dozens more (R10k–30k/year for engaged members).
OK Count On!
Free loyalty card for OK Foods, OK Grocer, OK MiniMark and other OK franchises across SA and Namibia — rand cashback on selected branded products, spendable like cash at any participating OK store.
PNA COLOUR Rewards
Free loyalty programme from PNA (140+ stationery/art/books/office stores across SA and Namibia) — 1.5 % cashback on every purchase, accumulated as credit on future PNA purchases.
Boxer Rewards Club
Free loyalty programme for SA's largest discount supermarket chain — B Rewards on promoted products at Boxer Superstores, Boxer Build and Boxer Liquor; each B Reward = R1 redeemable at the till.
BP Rewards
bp Southern Africa's free loyalty programme — 20 cents/litre cashback at participating BP forecourts plus 1 % on bp Express convenience purchases; instant redemption for fuel or in-store.
TFG Rewards
SA's largest fashion retail loyalty — Foschini, Markham, Sportscene, Jet, @home and 20+ TFG brands; instant member-only discounts plus personalised vouchers and automatic competition entries (no points).
Xtra Savings
SA's largest rewards programme (33.7 million members) — instant member-exclusive discounts on marked products at Shoprite, Checkers, Usave and LiquorShop; no points, no tiers, savings 10–40 % at the till.

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