T&T Rewards

What Is T&T Rewards?

T&T Rewards is the free loyalty program for T&T Supermarket, Canada's largest Asian grocery chain (~35 stores in BC, Alberta, and Ontario). Scan your card or app at checkout, earn points on purchases of $20 or more, and eventually redeem for merchandise or gift cards. The honest truth: the points themselves return a modest 0.5% — but the real value is in the member-exclusive in-app coupons offering up to 50% off selected items.

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When Is T&T Rewards Worth It?

Without effort: $300/month at T&T, just scanning your card → ~3,600 points/year → $18 in gift card value (when redemption events run)
With the 3 moves: Use in-app coupons, pool family points, and time your redemptions → realistic $50–100+/year in combined savings

Recent changes: T&T continues expanding (new stores in Mississauga and North York for 2026). Still not integrated with Loblaw's main loyalty program despite common ownership — T&T Rewards remains its own standalone system.

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How It Works

Where it works: T&T Supermarket stores only — no external partners. In-store, online at tntsupermarket.com, and through the T&T website.

What you earn: 20 points per $20 spent (before tax), rounded down to the nearest $20 increment. Spend $38? You get 20 points. Spend $60? 60 points. The remainder below each $20 block earns nothing.

How you get it back: Redeem for in-store merchandise (pots, kitchen items, bags) or T&T gift cards during periodic special redemption events (5,000 points = $25). 1 point = $0.005.

What it costs: Free. Always has been.

How to sign up: Register on the T&T website through the T&T Rewards tab — digital card is available immediately. You can also fill out a paper form in-store and get a physical card with two mini cards for family members. You can scan your card into SuperCards via screenshot after registration.

Member perks: In-app coupons with up to 50% off selected items. These are member-exclusive and often more valuable than the points themselves. Weekly promotions and occasional bonus point offers on specific brands.

Good to know: Points take up to 24 hours to post. No retroactive points — if you forget to scan, those points are gone forever. Points expire after 12 months of account inactivity (any purchase or redemption resets the clock).

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The 3 Moves That Actually Matter

1. Check in-app coupons before every shop

Open the T&T website, browse the member coupons, and activate anything relevant before you head to the store. These offer up to 50% off specific items — far more valuable than the 0.5% point return. Even if you only catch one good coupon per visit, saving $3–5 on a single item beats weeks of point accumulation.

2. Set up associate accounts for your household

Each T&T Rewards membership comes with two associate accounts (via app invite or two mini cards from in-store signup). All purchases on associate accounts funnel points to the primary holder. If two or three people in your household shop at T&T, you're pooling points toward redemption thresholds much faster. Add all cards to your phone so whoever's shopping has the right card ready.

3. Redeem during gift card events — skip the merchandise shelf

T&T periodically runs special redemption events where 5,000 points = $25 gift card. This is consistently the best value. The regular merchandise options (kitchen gadgets, accessories) are often available cheaper at other retailers. When a gift card event is running, redeem immediately — don't hoard points expecting better rates later.

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Get Your Points Out (Best to Worst)

Gift cards (during special events) — 5,000 points = $25. The best documented rate at $0.005/point. Check the T&T website for current availability.

Merchandise (selectively) — Some redemption items, especially overstocked or premium kitchen goods, can offer decent value. Check the retail price first — if the item costs more in stores than the points are "worth," it's a good deal.

There's a way to stretch your value beyond the standard 0.5% — see the optimization tips below.

Low-value merchandise — Cheap accessories and novelty items at 400+ points often represent far less than $0.005/point. Avoid unless you genuinely want the item.

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Watch Out For

• The $20-increment trap. Spending $39 earns the same points as $20. Don't buy things you don't need just to hit the next threshold — the extra $0.10 in points isn't worth it.
• No retroactive points. If you forget to scan, there's no way to add points after the transaction. Keep your card in SuperCards so it's always one tap away.
• Points expire after 12 months of inactivity. Any single purchase with your card resets the clock, so this only matters if you stop shopping at T&T entirely.
• Gift card redemption isn't always available. It runs as a periodic promotion. If you're sitting on points and no event is active, you're stuck with merchandise.

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When to Skip T&T Rewards

• If you only shop at T&T occasionally. Under $100/month at T&T means you'll earn fewer than 1,200 points a year — not even close to a $25 gift card. The in-app coupons might still be worth it, but the points won't amount to much.
• If you're comparing purely on rewards rate. Other major Canadian grocery loyalty programs offer 1.5–5% back with their credit cards and personalized offers. T&T Rewards' 0.5% is below average.
• If you already use a high-cashback grocery credit card. A card offering 2–5% at groceries returns 4–10x what T&T Rewards does. The credit card is doing the heavy lifting; T&T Rewards is just a small bonus on top.

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Quick Reference

As of May 2026