More Rewards Guide: How It Works, What It's Worth & Tips (2026)

Last updated: May 2026 — verified against official program terms

What Is More Rewards?

More Rewards is Western Canada's largest grocery loyalty program — scan your free card at Save-On-Foods, Buy-Low Foods, Urban Fare, Quality Foods, and a handful of other Pattison Food Group stores to earn points on your regular grocery shop. You can redeem points for discounts at the register, gift cards, or travel through their Expedia-powered portal. The base return is weak (0.15% back as groceries), but the real value is in member-exclusive sale prices and weekly bonus offers that make it worth scanning every time.

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Is More Rewards Worth It?

Without effort: $300/month at Save-On-Foods, just scanning → 3,600 points/year → $5.40/year in groceries (barely a carton of eggs)

With the 3 moves: Loading weekly My Offers and redeeming through travel → realistically $30–60/year

Recent changes: RBC launched two no-fee co-branded credit cards in February 2025, replacing the discontinued Scotiabank partnership. The cards earn up to 8x points at partner stores. More Rewards Travel upgraded to an Expedia-powered portal in 2024, significantly improving travel redemption options.

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How Does More Rewards Work?

Where it works: Save-On-Foods, Buy-Low Foods, Quality Foods, Urban Fare, PriceSmart Foods, Nesters Market, plus Panago, Coast Hotels, Speedy Glass, Jim Pattison Auto Group, and other partners across BC, Alberta, Saskatchewan, Manitoba, and Yukon.

What you earn: 1 point per $1 spent (pre-tax) at participating partners.

How you get it back: Best value is travel at ~0.43 cents/point. Groceries: 10,000 points = $15 off (0.15 cents/point). Gift cards start at 7,000 points for $10.

What it costs: Free. Always has been.

How to sign up: Register at morerewards.ca or through the Save-On-Foods website. Digital card available immediately via Apple Wallet or Google Wallet. Physical card also available. You can scan your card into SuperCards via screenshot after registration.

Member perks: Sale prices at Save-On-Foods are exclusive to More Rewards members. Without the card, you pay full shelf price. This alone is often worth more than the points.

Good to know: Points are calculated on your pre-tax total, rounded to the nearest dollar. Alcohol, tobacco, lottery, pharmacy services, and delivery charges are excluded from earning. If you forget your card, the cashier can look up your account by phone number.

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How to Get the Most From More Rewards

1. Load My Offers Every Thursday — Then Forget About Them

Open the Save-On-Foods website, go to My Offers, and load everything relevant. New personalized offers drop every Thursday — point multipliers (2x–15x), flat bonus points (375–10,000 per item), and member pricing. If you buy something that matches a loaded offer, the bonus applies automatically at checkout. If not, nothing happens. The "My Mega Deal" periodically offers thousands of bonus points for hitting a spending threshold over a set period. This is where the real points come from — not base earning.

2. Redeem for Travel, Not Groceries

Most people default to Pay With Points at the register (10,000 points = $15). That's fine, but the travel portal gives you roughly 3x the value — around 0.43 cents per point versus 0.15 cents. A $300 hotel booking through More Rewards Travel costs about 70,000 points, which would only be worth $105 in groceries. If you have any travel plans, save your points for the portal.

3. Always Scan — Even for Small Purchases

The points themselves on a $15 shop are negligible. But More Rewards members get exclusive sale prices that non-members don't. Forgetting to scan means paying full price on items that might be $2–3 cheaper with the card. Keep your card in SuperCards so it's always one tap away — the savings on member pricing alone dwarf the points.

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How to Redeem More Rewards Points

Travel portal — ~0.43 cents/point. Flights, hotels, car rentals, ferries through Expedia. No blackout dates. Nearly 3x the grocery value.

Pay With Points at checkout — 10,000 points = $15 off groceries. Simple and instant, but only 0.15 cents/point.

There's a way to get even more value from your points on specific partner redemptions — see Pro Tips below.

Free grocery items — Weekly featured items redeemable with points. Often poor value compared to Pay With Points. Do the math before you tap.

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More Rewards — What to Watch Out For

• Points expire after 18 months of inactivity. Any earn or redeem resets the clock — one grocery trip per year is enough.
• Sale prices require the card. If you shop at Save-On-Foods without scanning, you're overpaying. This is the single biggest mistake.
• The app has issues. Frequent login problems, no native Apple Wallet integration for the rewards card, and Android reviews are rough (3.4/5). Plan accordingly.
• Excluded categories are broader than you'd think. No points on alcohol, pharmacy, lottery, delivery fees, or gift purchases.

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When to Skip More Rewards

• You don't shop at Pattison Food Group stores. The program is Western Canada only. If you're in Ontario or Quebec, it's irrelevant.
• Your grocery spend is under $100/month at partners. You'd earn ~1,200 points/year — worth $1.80 in groceries. Not worth thinking about.
• You want a primary rewards strategy. The base rate (0.15% grocery / 0.43% travel) is among the weakest in Canadian loyalty programs. Use it alongside other programs, not instead of them.

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More Rewards Quick Reference

As of May 2026